Terms of Service

Welcome to SNR Agency, LLC ("SNR Agency, LLC," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, insurance services, communications, and related offerings.

By accessing our website, submitting forms, requesting quotes, purchasing insurance products, or using our services, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use our services.

Business Information

SNR Agency, LLC
652 Carter Avenue
New Albany, MS 38652

Phone: 662-330-0333
Text: 662-330-0333
Email: [email protected]

1. Acceptance of Terms

By using our website or services, you confirm that:

You are at least 18 years old or have parental or guardian permission.

You are legally capable of entering into binding agreements.

Any information you provide is accurate, complete, and truthful.

If you use our services on behalf of another individual or business entity, you represent that you have the authority to do so.

2. Description of Services

SNR Agency, LLC is an independent insurance agency that provides insurance products and related services, which may include:

Personal Auto Insurance

Homeowners Insurance

Renters Insurance

Commercial Insurance

Business Insurance

Life Insurance

Specialty Insurance Products

Insurance Quotes and Policy Reviews

Claims Assistance

Policy Renewals and Customer Support

We reserve the right to modify, discontinue, or update our products and services at any time without prior notice.

3. Quotes, Coverage, and Pricing

Insurance quotes provided through our website, phone, email, or text communications are estimates based on the information supplied by you.

Coverage availability, premiums, and policy terms are subject to:

Underwriting approval

Verification of applicant information

Carrier eligibility requirements

State regulations

Final premiums and coverage details may differ from preliminary quotes.

We reserve the right to decline applications or discontinue quote requests at our discretion.

4. Customer Responsibilities

You agree to provide accurate and complete information when requesting quotes, purchasing policies, or submitting claims information.

Failure to provide truthful information may result in:

Denial of coverage

Policy cancellation

Increased premiums

Claim denial

You are responsible for reviewing all policy documents and notifying us of any discrepancies.

5. User Submissions

If you submit documents, photographs, reviews, testimonials, or other materials to us, you grant SNR Agency, LLC a non-exclusive, royalty-free license to use, reproduce, and display such content for business, administrative, and marketing purposes.

You represent that:

You own or have permission to provide the submitted content.

The content does not violate any laws or third-party rights.

6. Acceptable Use

You agree not to:

Use our website or services for unlawful purposes.

Attempt unauthorized access to our systems.

Interfere with website functionality.

Upload malicious software or harmful code.

Use bots, scraping tools, or automated systems without authorization.

Harass, threaten, or abuse employees, agents, or other users.

Violation of these Terms may result in restricted access or legal action.

7. Intellectual Property

All website content, branding, logos, graphics, text, forms, and design elements are owned by SNR Agency, LLC or licensed to us and are protected by applicable intellectual property laws.

You may not reproduce, distribute, or exploit our content without prior written permission.

8. Third-Party Links

Our website may contain links to third-party websites, insurance carriers, payment processors, social media platforms, or mapping services.

We are not responsible for the content, policies, security, or practices of third-party websites.

9. SMS & Electronic Communications

By providing your phone number or email address, you consent to receive communications from SNR Agency, LLC, including:

Quote updates

Policy notifications

Renewal reminders

Claims-related communications

Customer service messages

Promotional offers and agency announcements

SMS Terms

Message frequency may vary.

Message and data rates may apply.

Reply STOP to unsubscribe.

Reply HELP for assistance.

No mobile opt-in information or consent will be shared with third parties for marketing purposes.

10. Disclaimer of Warranties

All services and information are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

SNR Agency, LLC does not guarantee:

Approval of insurance applications

Availability of specific insurance products

Eligibility for coverage with any insurance carrier

Future premium rates

11. Limitation of Liability

To the fullest extent permitted by law, SNR Agency, LLC, its owners, employees, affiliates, agents, and representatives shall not be liable for:

Indirect damages

Incidental damages

Consequential damages

Loss of profits

Business interruption

Loss of data

Our total liability shall not exceed the amount paid by you for the specific service giving rise to the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless SNR Agency, LLC from any claims, damages, liabilities, costs, or expenses arising from:

Your use of our services.

Your violation of these Terms.

Your infringement of any third-party rights.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Mississippi.

Any disputes arising from these Terms or our services shall be resolved exclusively in the courts located in Union County, Mississippi.

14. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions become effective immediately upon posting to our website.

Continued use of our services after updates constitutes acceptance of the revised Terms.

15. Contact Us

If you have questions regarding these Terms of Service, please contact us:

SNR Agency, LLC
652 Carter Avenue
New Albany, MS 38652

Phone: 662-330-0333
Text: 662-330-0333
Email: [email protected]